Guides
Childcare money, explained like a human
Plain-English guides to the 2026 tax breaks most families miss — usually worth $1,000–$3,000 a year.
Dependent Care FSA 2026: The New $7,500 Limit, Explained Like a Human
The Dependent Care FSA limit rose from $5,000 to $7,500 in 2026 — the first increase since 1986. Here's what it is, what it's worth (usually $1,000–$1,450 a year), and how to sign up, in plain English.
Child and Dependent Care Credit 2026: The New 50% Rate, Who Qualifies, and What It's Worth
The 2026 Child and Dependent Care Credit pays 20–50 cents back per dollar of childcare, on up to $3,000 (one child) or $6,000 (two or more). Plain-English rules, an income table, and worked examples.
Maryland Childcare Tax Breaks 2026: 3 Ways Families Get $1,000+ Back
Maryland families can stack three childcare tax breaks in 2026: the Dependent Care FSA at work, the federal childcare credit, and Maryland's 529 deduction ($2,500 per parent, per child). Plain-English guide.
Free tools
Dependent Care FSA calculator: how much should I put in?
Type what you pay for care — get the exact number for the box, what it saves, and the per-paycheck deduction. Runs the FSA-vs-credit math too.
529 tax deduction by state
Which states pay you to save for college, how much, and what it's worth — verified state by state.
See your exact number — free 3-minute check. No card, no SSN, no bank login needed.
Find my childcare money